For many Canadians, the purchase of a home is likely the biggest financial investment decision they will make in their lifetime. To help realize the dream of homeownership, you’ll want to work with a professional mortgage broker who will offer sound, professional advice and provide a mortgage solution that matches your needs and circumstances. It…
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In the span of a century, no room in the average home has undergone such change as the kitchen. Once a utilitarian room tasked only with food preparation and clean-up, expanding floor space led to the introduction of the kitchen table for both work space and a place to eat informal meals. Today, it’s far…
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Summer is a great time to buy a home. Plants and flowers are at the height of their bloom, upping a home’s curb appeal, and the sunshine makes every property look warm and inviting. But let’s not forget we live in Canada and the beautiful summer weather you might experience when you first visit a…
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Putting together the funds for a down payment often takes time and a solid strategy that goes beyond tucking a few dollars away each month. Luckily, Canadians have access to a number of investment savings accounts that can optimize their savings towards homeownership. Unlike a standard savings account, an investment account offers specific tax and…
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It’s always happy hour somewhere, or at least it’ll feel like it is when you’re surrounded by idyllic vineyards, flights of carefully curated wines, quaint bed and breakfasts, and an array of activities that’ll leave no room for boredom. Canada may not be the first country that comes to mind when wine is the topic…
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Just like searching for a home, there are many options beyond fixed or variable rates when it comes to mortgages. In Canada, there are several types of residential mortgages available for everyone’s unique financial circumstances, no matter if you’re looking for an open mortgage or a hybrid option. So whether you’re a new buyer qualifying…
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When the warmer weather hits we all want to spend as much time outdoors as possible! Whether you’re a die-hard DIYer or simply looking for ways to get the most out of your backyard space, creating an outdoor kitchen might be the perfect project to tackle. Let’s see what’s involved with this endeavour to get…
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So you’ve decided you want to stop paying rent and buy your first home. You’re not alone. With interest rates at their lowest in decades, many people have discovered that mortgage payments can be significantly lower or at least comparable to the rent they are currently paying. Making the decision to become a homeowner is…
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When buying a home, the neighbourhood you select will not only play a pivotal role in your family’s life, but in the resale value of the property. One person’s ideal neighbourhood however may vary greatly from another’s. But, regardless, there are some needs and wants that generally do not change. The distance from your new…
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New homeowners often find there’s more to keeping up a house than cutting the grass and clearing snow from the driveway. Tools To start with, a new homeowner needs to have on hand a ‘basic tool kit’. A number of basic tools are a must C a metal hammer, screwdrivers with a variety of heads,…
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